Insurance is an essential part of running any business.

If you are operating a small business you need more than just property insurance. Taking out the right insurance will help protect your business and minimise its exposure to risk.

As a business owner you can insure up to 100% of the business expenses such as property rates, rent or regular loan repayments, salaries of certain employees and other expenses such as gas, electricity, water rates and lease costs.

Your insurance requirements will vary according to the type of business you are operating. To protect your business, here are some of the types of insurance available:

Building and Contents covers against fire and other perils such as earthquake, lightning, storms, impact, malicious damage and explosion.

Burglary insures your business assets against burglary, and is important for retailers or a business which maintains an unattended premises.

Business interruption or loss of profits covers you if your business is interrupted through damage to property by fire or other insured perils and ensures your ongoing expenses are met through a provision of cash flow.

Machinery breakdown protects your business when mechanical and electrical plant and machinery at the work site break

To obtain a Business Insurance quote  CLICK HERE to complete our Online form or phone us on 1300 251 253.