It’s important to have a relationship with your insurance broker.

Insurance brokers have access to many different insurance policies because we deal with a range of insurance companies directly. We are aware of the benefits, exclusions and costs of competing policies. We can also help arrange and place the cover with the chosen insurer and can often provide advice on how to make the most of your insurance budget.

When arranging insurance, many people take shortcuts without seeking proper advice, understanding the fine print or considering whether they are getting value for money. At IMC, we can help you determine the level of cover that is required so you can ensure you are properly protected.

We assist individuals and businesses perform specialised work to design a customised insurance and risk management program. We can design the policies, negotiate the terms with insurance companies and place the cover with the insurer.

Risk management programs are often integral to the process. Risk prevention and loss minimisation strategies serve towards reducing premium costs.

We have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf.  We also explain your policy and advise you of any special situations that you need to be aware of.

And more importantly, we will save you time and money!

 

How we can help?

We are professional advisers who work on behalf our clients.

  • We help individuals and businesses identify their risks and decide what needs insuring and what can be managed in other ways
  • offer  expert advice in relation to the risks associated with the property you own and/or the business you operate
  • We have access to many different insurance policies and aware of the benefits, exclusions and costs of competing policies
  • We help arrange and place the cover with the chosen insurer and provide advice on how to make the most of your insurance budget
  • We provide a complete claims management service to support you in the event of a loss
  • We help you decide if you need insurance, or if you need an insurance broker

 

If you need any assistance, please speak with one of our brokers.